UniCredit is a pan-European commercial bank with a unique service model in Italy, Germany, Central and Eastern Europe. Our primary goal is to provide our communities with the tools for progress, offering the best to all stakeholders and unlocking the potential of our clients and our people across Europe. We serve over 15 million customers, who are at the heart of what we do in all our markets. UniCredit is organized into four main geographical areas and three product factories, Corporate, Individual, and Group Payments Solutions. This allows us to be close to our customers by leveraging the Group's scale to offer a full range of products. Digitalization and our commitment to ESG principles are key factors in the service we offer. They help us ensure excellence to our stakeholders and create a sustainable future for our customers, our communities, and our people.